Myth or Fact? Checking my credit report will hurt my credit score?
Updated: Jul 24, 2019
Fact: Getting your free annual credit reports will not hurt your credit scores, and can be an important tool to make sure your information is accurate and up-to-date.
Requesting your free annual credit reports or purchasing your credit report will not affect your credit score. You can – and should – get your free credit reports from AnnualCreditReport.com every 12 months.
Reviewing your credit reports regularly gives you an opportunity to quickly identify and fix any inaccurate information.